Property loss. Real clarity.

Every layer
of the loss.
Accounted for.

Independent property appraisal and precise Xactimate estimates.

Discuss your claim

Texas · Colorado · Oklahoma

Conceptual cutaway of a timber-framed house showing its shingle roof, roof trusses, wall framing, finished rooms, and foundation
Conceptual architectural illustration with static labels identifying the roof, wall structure, and finished interior.

Independent. Impartial. Detailed.

Insurance appraisal

A clear, independent assessment of the amount of property loss when the numbers don’t agree.

Explore appraisal

1,000+ appraisals completed

Layered roof cutaway showing shingles, decking, and timber framing

Accurate detail. Building experience.

Xactimate estimating

Line-by-line, property-specific estimates using current local pricing. Typically about 72 hours once the file is complete.

Explore estimating

Construction experience since 1991

Wall cutaway revealing timber studs and interior materials

The building tells
part of the story.
Experience fills it in.

Meet J.R. Short

A repair estimate is only as useful as the understanding behind it.

J.R. Short’s background spans roofing installation, structural carpentry, insurance, and running a roofing construction company. That practical knowledge informs the appraisal and estimating work CP4 does today.

Since 1991Roofing and construction experience
Since 2012Appraising property claims

From a disputed number
to a defined next step.

Clear scope. Careful documentation.
A process you can follow.

  1. 01

    Start with the file.

    Share the property location, current estimates, and where the numbers differ. We first establish whether the assignment fits.

  2. 02

    Look at the details.

    The agreed scope guides the inspection, documentation, measurements, and estimating work.

  3. 03

    Build the assessment.

    Relevant construction details and repair scope are considered together, with clear supporting documentation.

  4. 04

    Know the next step.

    Receive the agreed appraisal or estimating work. Appraisal steps follow the policy and the assignment.

One independent view.
Built for your role.

Whether it’s your property or your professional assignment, the starting point is the same: understand the work the file needs.

Property owners

Understand the appraisal option when the cost of a covered loss is in dispute.

Contractors

Get a detailed estimate or a named appraiser while you manage the construction work.

Public adjusters

Add independent appraisal or estimating to the work you’re already doing for your client.

Attorneys

Bring construction-informed appraisal and estimating into the property claim file.

A few things
worth knowing.

All questions and answers
What is insurance appraisal?

Appraisal is a process in a property insurance policy for addressing a disagreement about the amount of a loss. The policy and applicable requirements determine how it works. It is different from a real estate valuation or a home inspection.

Can appraisal resolve a denied claim?

Appraisal generally addresses the amount of a loss, rather than whether a policy provides coverage. Coverage denials, exclusions, and legal disputes should be discussed with a qualified attorney. We can help identify whether the issue you describe fits the services CP4 provides.

How long does a Xactimate estimate take?

Typical turnaround is about 72 hours once the file is complete. Scope, documentation, and project complexity can affect timing. We’ll discuss what is needed and the expected schedule before the work begins.

Who can work with CP4 Group?

Property owners, contractors, public adjusters, and attorneys can engage CP4 for independent appraisal or estimating. Professionals keep their existing role in the claim while CP4 provides the agreed service.

A clearer next step starts here.

Tell us where things stand. We’ll help you understand whether appraisal or estimating is the right fit.

Discuss your claim